Use your money without sacrificing its ability to work for you
Just like you can take out a mortgage on your house, your life insurance can be used as a security for a low interest loan. In this way, you can use the money you have invested without having to withdraw it and losing your guaranteed dividends.
You can use your loans to finance your lifestyle - but, make sure that you can pay back your loans using your normal salary.
Loans can be used to finance things like real estate, a trading account, or perhaps a startup. Just make sure that the returns of your investments are higher than the interest you are paying on your loans, and you’ll be on your way to building your empire.
Just like a foreclosure can happen on your house, your life insurance can be cancelled if your loan balance exceeds your cash value. To reduce this risk, make sure that you have the cash flow to pay back your loans, or that you have used the loan to invest in something that consistently yields a return that is higher than your interest payments.