Your money is legally guaranteed to grow at a rate of 4-6 % for the rest of your life, regardless of market cycles.
Up to 90 % of your money can be accessed without withdrawing your money through policy loans that can be used for your lifestyle or investments.
Mutual insurance companies does not have any shareholders. It is owned by you, and every year you will receive a dividend from it’s profits, that has yielded an average total return of 8,44 % the past 30 years.
Lawmakers allows money inside our accounts to grow tax free, dividends to be received tax free, and even inheritance to be passed down tax free.
We donate 1 % of our revenue to your charity of choice,
and provide you with data on the precise impact of those donations.
In the beginning of the 1900’s, the public invested 50 % of their savings in this vehicle, and it is still heavily used by banks and corporations. As Wall Street grew, more risky products with higher commissions appeared, and whole life insurance was forgotten.
It is important to recognize that whole life insurance is an asset, not a cost, like term life insurance is for most people. How expensive it is should be judged by its returns and risk, not the amount of money used to buy it.
Because the US government considers life insurance so important for society as a way of helping families to get through tough times, it has been given a favorable tax treatment for 170 years.
It used to be, but we have made it a lot easier. We decided to completely re-design the user experience from physical channels to a digital platform as well as a simplified signup process that makes it easier for you.
Be the first one to know when we launch