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Experience Tax-Advantaged Investment Freedom Through Variable Life
The investment choices you want with the protection you need.
Get Personal PlanThe investment choices you want with the protection you need.
Get Personal Plan
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Access a wide variety of funds from top fund managers to get exposure to anything from stocks to bonds to real estate.
Variable life allows you to change the allocation of funds within your policy as your financial goals or the markets change.
Allocate to a wide variety of stock funds across industries, sizes, strategies, and geographies.
Allocate to top bond funds or downside-protected accounts.
Access your cash value as lump sums or recurring income without incurring taxes.
Capital Gains Tax
Distribution Tax
Capital Gains Tax
Distribution Tax
Our mission is two-fold: to provide you with the best possible solution for your needs, and to deliver that solution through the smoothest digital experience ever seen for variable life.
Our platform and experts provide independent advice and have nothing but your best interest at heart when we tailor a personal plan for you.
Variable life helps keep your family protected through a death benefit that may be cheaper to maintain than other policy types.
Use withdrawals and loans from variable life insurance to supplement retirement income - without an extra tax bill.
Our platform makes it easier than ever before to get started with variable life insurance online.
Get Personal Plan1. Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080. White Swan Insurance Solutions, Inc is not affiliated with The Leaders Group, Inc (https://leadersgroup.net/).
2: Money accessed from cash value life insurance is only received tax free if the policy has not been classified as a Modified Endowment Policy (ie. have been funded too quickly). Further, direct withdrawals from the policy are only tax free up to the point of the cumulative premiums paid into the policy. After the total premiums paid into the policy has been withdrawn, a policyowner can still access funds tax free through loans secured by the policy, as long as the policy stays in force.
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